Warren Buffet’s Smart Money Tips for 2015

Hey gang!  Hot off the heels from Orrin Woodwards blog on escaping the Financial Matrix, here’s another great article from Inc. Magazine on common-sense strategies to get out of debt from one of the world’s top investors, Warren Buffet.  Luckily, LIFE Leadership has the answer for people with our Financial Fitness Pack!

Here is the blog post below in it’s entirety.

God Bless, Tim Marks

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The Smartest Money Tips for 2015 From Warren Buffett and Other Experts
Reduce debt, set financial goals, but be sure to invest in yourself.
By Minda Zetlin

Want more wealth in 2015? Most of us do, but we’re not sure how to get there. To help us figure it out, the finance site GOBankingRates compiled one piece of advice from 11 top financial wizards for the coming year, and invited readers to vote for the best. If there’s a consensus among the experts, it seems to be this: Invest in yourself and your own smarts; be conservative everywhere else.

That makes a lot of sense. This is the age of the entrepreneur, but with continuing economic uncertainty this isn’t really the time to splurge. You can see the full list of expert tips (and vote for your own favorite) here. Meantime, here’s a look at the high-profile experts’ advice:

Keep it simple.

The best places to invest are in the things you know best, according to legendary investor Warren Buffett. “If you don’t invest in things you know, you’re just gambling,” he told CNBC. It’s one reason he’s never invested in the tech sector, for example.

In his 2014 shareholders letter, he explained more fully: “You don’t need to be an expert in order to achieve satisfactory investment returns. But if you aren’t, you must recognize your limitations and follow a course certain to work reasonably well. Keep things simple and don’t swing for the fences.”

And don’t be misled by lofty promises, he added. “When promised quick profits, respond with a quick ‘no.'”

Get back to basics.

Many people want to improve their financial outlook but aren’t sure how to go about it, according to Jeanette Pavini, two-time Emmy-winning consumer reporter. Many of her viewers write and tell her that they’re overwhelmed by the numerous options and resources out there. “They feel as if they are never going to dig out of the hole, so they become discouraged and simply give up.”

Don’t let this happen to you. Improving your finances isn’t rocket science, Pavini says. It begins with understanding exactly where your money is going, writing it down, keeping track, and looking for opportunities to cut costs. “Learn what areas in your budget you actually have control over,” she says. “Have a plan and keep it simple.” And don’t be fooled into thinking only major changes make a difference, she adds. “No savings is too small. They all add up.”

Make a plan.

 

“If you’re going to win with money, you have to be intentional,” says Rachel Cruze, co-author with her father, Dave Ramsey, of Smart Money Smart Kids. That means having a budget so you can stay out of debt (or pay off existing debt), as well as an idea of how your money will work for you.

Get a buddy.

Like a weight-loss or exercise regimen, you’ll likely do better at managing money if you have an accountability partner to support you and keep you honest. That advice comes from Tiffany Aliche, “The Budgetnista,” and author of The One Week Budget. “Money management is a team sport,” she says.

Get out of debt.

That one-sentence tip is author Ramsey’s best tip for 2015–and for every year, he says. Though this can be tough advice for someone starting a company to follow, it’s wise to keep your debt as low as you can without crippling your business. And keep your personal debt nonexistent if possible.

Pay off those credit cards.

You don’t need a financial expert to tell you that carrying credit card debt over time is never a great idea, especially if it’s personal debt as opposed to debt from your business. But if you’ve been carrying balances for a while, making them go away should be high on your list of resolutions for the coming year–and the sooner the better.

That’s because the Federal Reserve has signaled its intention to raise the prime lending rate this year, and credit card interest rates will rise at the same time, according to author and TV host Suze Orman. Although eliminating credit card debt should always be a primary financial objective, she warns, “now it is urgent, as anyone with credit card debt in 2015 is likely to see their borrowing costs go up.”

Put money in a Roth IRA.

Your smartest strategy is to save for the future by putting as much money as you can into an IRA, according CNBC’s Sharon Epperson. “One of the best things you can do in 2015 to set yourself up for financial success in the future is to be strategic with your savings,” she advises. “Save as much as you can in a Roth IRA.”

Most employees can contribute to a traditional IRA, and if you’re self-employed, you also have a SEP IRA as an option. Those can be very tempting because the contributions you make are tax-deductible when you make them. On the other hand, you will pay taxes on that money when you withdraw it from the IRA. With a Roth, the contributions you make are not tax deductible–but when you withdraw that money it will be tax free. You’ll be glad you chose a Roth if your business takes off and you find yourself with more income (and thus a higher tax bracket) in your 60s than you had in your younger years.

Set specific goals.

You’ll have a harder time meeting your financial objectives if you don’t know exactly what they are. So spend some time determining your goals, such as having money set aside for emergencies, putting your kids through college, or having enough saved to retire at 65, advises Kiplinger contributing editor Cameron Huddleston. “Your needs will take precedence over your wants, with short-term needs being the top priority,” she notes. “Then you can set goals to meet those needs–and fulfill your wants.”

Most Americans fail to set specific financial goals, she adds. They might have a vague notion of what they want. “But they haven’t set actual goals and figured out the steps needed to achieve them.”

Give yourself a raise.

If you’re like many people, the first step toward financial health is increasing your income. So do what you need to make that happen, advises Emma Johnson, who writes the Wealthy Single Mommy blog.

“This might mean mustering up the nerve to ask your boss for a pay increase, starting a side business, or increasing your billing if you already have your own company,” she says. Once you’ve increased your income, make sure you’re saving at least 5 percent of it, she adds.

Invest in your own development.

“Make 2015 the year that you choose to invest in your personal self-development and hop out of your comfort zone,” says personal finance author and TV personality Farnoosh Torabi. “Learn something new, travel, take risks, and practice your negotiating skills.”

Investing in your own development is a solid idea at a time when the income gap between those with education and marketable skills and those without is growing greater. “Rather than react to the changing times, plant some seeds now so that you can be proactive and stay in control of your career and remain competitive,” she says.

Don’t act like a victim.

After years of economic upheaval, uncertainty over the recovery, confusion about Obamacare, and growing inequality, many Americans have started feeling like victims of the economy rather than participants in it. It’s time for that attitude to stop, according to Robert Kiyosaki, author of Rich Dad Poor Dad. “A shift in mindset (from ‘victim’ to ‘champ’) and a decision to put your talents, your intelligence, and your strengths to work will set you up to take control of your life and your financial future,” he says.

“Make 2015 the year you champion your life and take control,” he adds. “Can’t find a job? Challenge yourself to create one for yourself. Want to start generating passive income and building assets? Do it! Find a mentor. Start a blog or podcast. Write an e-book. License your killer salsa recipe.”

Our financial futures are up to us, he adds. “Will you keep letting yourself fall victim to life’s curve balls? Or will you hit it out of the park by putting the power of financial education behind every swing you take?”

 

LIFE Leadership now in U.S. Virgin Islands!

Gang, this is exciting news.  As of January 1st, 2015, LIFE Leadership is now open for business in the U.S. Virgin Islands.  The U.S. Virgin Islands are a U.S. territory, so operations will be conducted just as in a state of the United States, using all the same standard enrollment documents and forms, including the Policies and Procedures and U.S. Compensation Plan.  Fired Up!  On our way to a million!

God Bless, Tim Marks

USVIBlast

Seven Reasons the Roman Empire Fell, and What the US Can Learn

Here is a blog I came across that, as it’s title describes, shares seven reason the Roman Empire fell.  I have added my own thoughts and comments to each point.  Fortunately, LIFE Leadership teaches truth through many of our books and cds, including the Freedom series frequently presented by Orrin Woodward, Inc Magazine Top 20 Leadership Expert.  The best way to change things is to educate ourselves and those around us!

God bless, Tim Marks

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Seven Reasons Why the Roman Empire Fell: What the USA can Learn.

“America is like a healthy body and its resistance is threefold: its patriotism, its morality and its spiritual life. If we can undermine these three areas, America will collapse from within.” -Joseph Stalin

There are seven reasons (among others) why the Roman Empire fell. The most important of the seven have to do with the break down of religion, morality and the family. Everything else rippled from these three factors.

1. Family disintegration: Bachelors became more highly esteemed than husbands and fathers in society. In the second and third century of the Christian era, it had become a stigma for men to be “tied down” to families. Sexual liberation, especially among men, was lauded.

Tims’ thoughts: “Not only is the traditional family mocked but actually redefined by many in un-natural ways. See Romans 1:26.”

2. Low birth rate: During the centuries that followed Christ’s ascension into heaven, the Roman Empire had already experienced a precipitous drop in the birth rate. This trend started when Augustus, the Roman emperor, reigned. Even he tried to promulgate incentives for families to have more children; but it was too late. Before Augustus, it wasn’t unusual for couples to have up to twelve children. In the decades that followed, couples, much like today, only had one or two children at the most. Over the centuries, the city of Rome went from a million inhabitants to less than fifty thousand. Depopulation had a devastating affect on both the Roman empire and ancient Greece.

Tim’s thoughts:  “According to Live Science The U.S. birth rate reached an all-time low in 2013, as the number of babies born in the country declined for the sixth straight year since the peak in 2007, a new report finds. The country’s birth rate dipped to 62.5 births per 1,000 women between ages 15 and 44, according to the report from the Centers for Disease Control and Prevention (CDC). That is 10 percent lower than the birth rate in 2007, which was 69.3 per 1,000 women, and a record low since the government started tracking birth rates in 1909, when birth rate was 126.8.”

3. Fragmentation of religion: There were so many gods for so many special causes and towns- especially because the Roman religion imported gods from the Hellenistic culture (Greek culture spread throughout the Roman Empire) -that the ancient pagans despaired of having any uniformity. And over the years, they increasingly found it difficult to find meaning in the rituals or even to believe the veracity of their own creeds.

Tim’s thoughts: “I can only say that Christianity was fairly new in Rome when it fell, but Rome didn’t fall because of it. Additionaly Rome did not grow “because of” its pagan religions but “in spite of”. We know this because the greatest nations on earth have had Christian values and laws based on these values.”

4. Language, literature and art had fallen into disrepair. Like modern art today, Roman art was of poor quality because it was an escape from reality. Latin was badly used and literature became vulgar.

Tim’s Thoughts: “So much of what we see pass as “art” today is hardly beautiful or took the touch of a masters hand to create it. The most vulgar piece I have ever read about is this:”
Piss Christ is a 1987 photograph by the American artist and photographer Andres Serrano. It depicts a small plastic crucifix submerged in a glass of the artist’s urine. The piece was a winner of the Southeastern Center for Contemporary Art‘s “Awards in the Visual Arts” competition,[1] which was sponsored in part by the National Endowment for the Arts, a United States Government agency that offers support and funding for artistic projects, without controlling content.

5. Centralization and expansion of government: Take for instance the third century A.D.(200’s) Ralph Martin Novak, author of “Christianity and the Roman Empire”, provides a sobering statistic of 3rd century Rome which serves as a warning to our U.S. government.

He said, “It is estimated that whereas at the start of the third century A.D. the Roman emperors employed only about 300 to 350 full-time individuals in administering the Empire, by 300 A.D. this number had grown to some 30,000 or 35,000 people. The expense of this vastly increased administrative and military structure was an enormous burden on the people of the Empire, and the burden only grew more oppressive over the course of the fourth century A.D….Rome’s efforts to collect the taxes necessary to pay for defense and administration exacerbated the already deep social and economic divisions within the Roman empire.”

Because the Roman government so starved agricultural incentives, miles and miles of farmland was left uncultivated and therefore unused.

Tim’s Thoughts: The government is everywhere! Dta from 2008. Its worse now but I can’t find consistent numbers

  • Number of Full-Time Federal Employees – 2,518,101
  • Part-Time – 250,785
  • Full-Time State – 3,818,577, Part-Time – 1,451,002
  • Full-Time Local – 11,039,250, Part-Time – 3,383,976
  • TOTAL – 22,461,691
  • 2008 US Population (est) – 304,059,724
  • % of Gov’t employees – 7.38%
  • Inverse – 13.536
So this means that there’s a government employee for every 13.5 people in the country.”

6. Citizenship became cheap and immigration easy. Barbarians from outside of the Roman Empire had easy access to Roman institutions and they further began to infiltrate the Roman army. Hence, the loyalties among Roman soldiers became divided. Military campaigns had faltered as a result. What is more, Roman culture became vulnerable to fragmentation.

Tim’s Thoughts: “I am all for immigration! Come on in –  LEGALLY!!!!   See borders.”

 

7. The culture of death was alive and well. Consider the following practices which had political, legal and social sanction:

a. Baby exposure: This practice of infanticide, back then called “baby exposure”, couples would simply throw unwanted babies away. They would either kill them outright or take them out to the garbage. This was widely practiced. Seneca, a Roman philosopher, said this about killing babies: “We drown even children who at birth are weakly and abnormal. Yet it is not anger, but reason that separates the harmful from the sound.”

Tim’s Thoughts: “Romans would toss unwanted babies in the trash and most of us would think that is barbaric. I can only ask, ‘why is it  less barbaric just because we do it in a doctors office?’    There are approximately 1.21 million abortions in America each year.”

b. Gladiator games: Gladiators, slaves and prisoners would be killed in these blood sports for the purpose of entertaining the unemployed mob. Seneca, the same Roman philosopher who approved of infanticide and who was later forced to commit suicide by the Emperor Nero, said this about a gladiator game he saw:

“I come home more greedy, more cruel and inhuman, because I have been among human beings. By chance I attended a midday exhibition, expecting some fun, wit, and relaxation…But it was quite the contrary…These noon fighters are sent out with no armor of any kind; they are exposed to blows at all points, and no one ever strikes in vain…In the morning they throw men to the lions; at noon they throw them to the spectators.”

c. Slavery was prominent and the social subordination of women and children to that of men was protected by law. Not much more needs to be said about that.

These seven factors made the Roman Empire vulnerable to outside foreign forces starting in 410 A.D. St. Augustine witnessed the beginning of its collapse. And for several hundred years the Catholic Church had to pick up the pieces from what was left of pagan Rome and build a new Christian civilization. But it took blood, sweat and tears to do it.

Dr. Phil Jenkins, author of “The Lost History of Christianity: The Thousand-Year Golden Age of the Church in the Middle East, Africa, and Asia- and How it Died,” once wrote the following: “Dechristianization is one of the least studied aspects of Christian history. Partly, the lack of interest in vanishing churches is a matter of practicality, in that dying organizations tend not to produce records of their own extinction.” The fact is…if the Church goes down, the nation goes with it. This has been a recurring reality throughout world history.

Perhaps this is why out of 45 goals Communists set out to achieve in 1958, #27 and #28 took direct aim at Christianity. According to Cleon Skousen’s book, “The Naked Communist,” these two goals read as follows:

#27. Infiltrate the churches and replace revealed religion with “social” religion. Discredit the Bible and emphasize the need for intellectual maturity, which does not need a “religious crutch.”

#28. Eliminate prayer or any phase of religious expression in the schools on the ground that it violates the principle of “separation of church and state.”

And finally, let us not forget the infamous words of Joseph Stalin, dictator of the Soviet Union:
“America is like a healthy body and its resistance is threefold: its patriotism, its morality and its spiritual life. If we can undermine these three areas, America will collapse from within.”

Unfortunately, the Communists, including Stalin, knew their history well. They knew why Rome fell. If America falls, it will be for the same reasons every other nation, civilization or empire fell; and that reason has everything to do with religion, morality and the family.

REPOST: The Theology of Christmas

During this season, we often hear people say, “This is a magical time of year.”  The fact is, it’s not magical; it’s downright concerning in some cases.

Christmas day is recognized globally as the day we celebrate the birth of Jesus Christ (although to be completely candid, historians admit that we don’t know the actual day of the year upon which Christ was born.  However, we still choose to celebrate it on December 25th, despite the fact there is some controversy surrounding why that particular day was selected.)

For many people, Christmas is mostly about time with family, putting lights on your house, decorating a tree with ornaments, giving and receiving gifts, and enjoying a great meal of ham or turkey and pumpkin pie. All those things are fine, but they are not even close to being the main thing. One thing I know for sure, this season of celebration is about Christ- CHRISTmas.  I was upset, but not surprised, to discover there is even an entire movement today to have Christ removed from Christmas!  How could something so crazy even be suggested?!  Because too many of us spend more time shopping for gifts and planning Christmas parties than we do reading our Bibles!

Please watch this video by John MaCarthur as he clears it all up

Merry CHRISTmas!!!

God Bless, Tim Marks

Orrin Woodward, Inc Mag. Top 100 Leadership Speakers!

The title says it all!  Check out the link directly:

http://www.inc.com/jeff-haden/100-great-leadership-speakers-for-your-next-conference.html

A number of top leadership speakers stick out immediately who’ve made the list: Mike Abrashoff, Ken Blanchard, Bob Burg, Marshall Goldsmith, Tony Hsieh, Jim Kouzes, John Maxwell, Tom Peters, Mark Sanborn, Robin Sharma, Bobby Umar, Jack Welsh, and Chris Widener, to name only a few of the 100 names listed.

Congrats to Orrin Woodward, Founder of LIFE Leadership, two-times NY Times Bestselling co-author of Launching a Leadership Revolution, Guinness Book of World Records Holder, Inc. Magazine Top 20 Leadership Expert, and so much more… this is one more feather in the cap.  Kudos to you Orrin for doing us proud!

God Bless, Tim Marks

 

 

 

Orrin Woodward and Chris Brady Speak at Annual Mastermind Event

Gang, more credibility about our amazing leaders, LIFE Leadership Founder Orrin Woodward and LIFE Leadership CEO Chris Brady speaking at the Mastermind Event.  Here is the link from PR Web:

http://www.prweb.com/releases/MastermindEvent/LIFELeadership/prweb12388471.htm

…and here is the press release in its entirety.  Enjoy!
God Bless, Tim Marks

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LIFE Leadership Cofounders Orrin Woodward and Chris Brady Speak at Annual Mastermind Event

The Mastermind Event, where network marketing professionals gather to take their careers to the next level, sold out the Orlando, Florida, hotel where it was held this year. Among the lineup of top industry leaders speaking at the annual event were ‘New York Times’ bestselling authors and cofounders of LIFE Leadership Orrin Woodward and Chris Brady.

(PRWEB) December 11, 2014

This year’s network marketing Mastermind Event took place in Orlando, Florida, from October 31 – November 2. The event, which was the 10th annual gathering of its kind for network marketing professionals, boasted many industry-leading speakers. These professionals had worked months in advance to deliver informative content to their colleagues in an engaging manner. Among them were Chris Brady and Orrin Woodward, both of whom are ‘New York Times’ bestselling authors as well as cofounders of LIFE Leadership. Throughout the weekend, top leaders from around the world discussed best practices, shared helpful tools of the trade and inspiring success stories, and made lasting connections and friendships.

The Mastermind Event, founded by networker Art Jonak, is a closed event for members of the network marketing profession where top performers share information specific to the profession that has been tested and proven. Jonak and his Mastermind team say that networkers from over fifty countries and one hundred plus different direct selling companies have attended their event and that many of the attendees, like Woodward and Brady, are proven leaders running world-class organizations, so newcomers and those at all levels have an opportunity to mingle with and learn from the best and brightest the profession has to offer: networkers who have decades of real field experience and are still active in the industry. Says Woodward, “For the last five years, I have supported the event because it represents everything that is right about network marketing.” He cites Jonak’s personal sacrifice and commitment to excellence, the “world-class…leadership character, competence, and communication skills” of the Mastermind faculty, and the prevalent attitude of camaraderie as main reasons for his support. Woodward calls what Jonak has created a “win–win culture” where driven, passionate attendees from hundreds of different organizations lift one another and the entire industry up rather than tearing each other down.

Woodward and Brady, whose LIFE Leadership organization produces materials covering what they call the 8 Fs of life (Family, Finances, Fitness, Faith, Following, Freedom, Friends, and Fun) to help users personalize their goals and find solutions for greater success and satisfaction in all areas of life, were in good company among the other speakers at the Mastermind event, such as Sarah Robbins, Ørjan Sæle, and Randy Gage. Woodward says, “Everyone who attends the event leaves with a boatload of nuggets to improve him- or herself personally and professionally.” A prevailing idea behind the event is that when so many have so much to offer, attendees are able to network, learn, and grow while having fun and creating lasting friendships with other professionals in their field.

About Orrin Woodward:
Orrin Woodward is an internationally celebrated ‘New York Times’ bestselling author with over a million books sold and a recognized leader in team leadership, success coaching, and executive management training. He is a cofounder and Chairman of the Board of LIFE Leadership and Obstaclés Press as well as a cofounder and President of the philanthropic foundation All Grace Outreach. Orrin is #20 on ‘Inc.’ magazine’s Top 50 Leadership and Management Experts list. His blog (orrinwoodwardblog.com) has received numerous awards, including being selected as one of HR’s Top 100 Blogs for Management and Leadership and as a Universities Online Top 100 Leadership Blog. Orrin is also the recipient of a National Technical Benchmarking Award and holds four US patents.

About Chris Brady:
Chris Brady is a ‘New York Times’ bestselling author who has sold over a million books on leadership and success and has been named one of the Top 100 Authors to Follow on Twitter (@RascalTweets). Chris is a cofounder and CEO/Creative Director of LIFE Leadership, a cofounder and Executive Publisher of Obstaclés Press, and a cofounder and Vice President of the charitable organization All Grace Outreach. He was listed as #39 on ‘Inc.’ magazine’s Top 50 Leadership and Management Experts list. His blog (chrisbrady.com) was selected by Online Masters Degree Programs for a Masters Award in Leadership and listed in the Top 150 Management and Leadership Blogs. And in 2010, Chris was awarded the Kettering/GMI Alumni Association Entrepreneurial Achievement Award.

The History of Thanksgiving

As we come upon the Thanksgiving holiday in the coming days, we should all remember and reflect on what Thanksgiving is all about.  I met Orrin Woodward and Chris Brady approximately 13 years ago now and one of the things that I’ve admired about both of these men is their desire to seek out and promote truth.  It’s amazing to me how far we’ve come from the tradition of Thanksgiving and what its original meaning was.  Originally Thanksgiving was set up as a day of prayer and thankfulness to God Almighty.  Some textbooks today in our own country teach that the original Thanksgiving was about being thankful to the native Indians for teaching us how to make food and how to grow corn, etc.  That simply is not true.  I’ve included a link below which shares some of the history of Thanksgiving.  Although the Pilgrims, the original Separatists, were thankful to the Indians for teaching them those things I’ve mentioned, they knew ultimately where all their blessings came from which is God Almighty, and that is who we need to be thankful for.  This year we’ve had so many things to be thankful for, including the LIFE business.  Let’s talk about those things and praise God and thank Him on this wonderful day, and every day.

God Bless, Tim Marks

http://wilstar.com/holidays/thankstr.htm

 

Words of Affirmation Every Wife Wants to Hear

Hey gang!  I came across this blog post from Matthew L. Jacobson and wanted to share it with you.  I am happy to say that my awesome wife read the list below and said that I ( Tim Marks) say all of these things to her.
While I appreciate her saying that, I know that I need to say more of these things; more often and more specifically.  Not because it’s a tactic to get me in good graces with Amy, but because its true – period.   I am blessed to be part of such a wonderful business community as LIFE Leadership that promotes happy, healthy and enduring marriages.  Read this list, and share these words with your wife!

God Bless, Tim Marks

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A while back I was speaking and asked for a show of hands, “How many of the wives have had too much affirmation over the past month?” Laughter broke out across the room. No, haven’t had too much of that.

If Lisa is any indication, women often have the feeling that life is coming at them with the speed of a fighter jet and the chaos of a riot. Add to this the voices everywhere around them saying in subtle and not so subtle ways that the job they’re doing isn’t quite up to the mark. Wives often have the nagging feeling that they just don’t measure up.

Let’s drown out those voices with the applause of affirmation – words of beauty, truth, and love that every wife wants to hear, but also needs to hear often. Here are 102 to help you get started.

1)   You give a lot, and I appreciate how much you give.

2)   You are beautiful.

3)   You make me want to be a better man.

4)   Thanks for your faithfulness to our family.

5)   You are a godly woman.

6)   I’ve learned a lot from you.

7)   I’ve seen you grow so much.

8)   I like spending time with you.

9)   You’re fun to be with.

10) What a fantastic meal!

11) You make wonderful things.

12) Thanks for your diligence in running this house.

13) Our kids are so fortunate to have you as their mother.

14) God wanted me to be happy . . . that’s why He made you my wife.

15) You bring out the best in me.

16) You are a fantastic person.

17) You are a deep river.

18) You’re as beautiful to me as the day we married.

19) My favorite place to be is with you.

20) I wouldn’t be half the man I am without you.

21) You make loving fun.

22) You complete me.

23) God said, “It’s not good for a man to be alone.” It’s sure good to be with you!

24) When I’m gone this week, just remember, home is where my heart is.

25) You are my world.

26) The Bible tells men: Love your wife like Christ loves the Church . . . I like my job!

27) I like going out with you . . . what are you doing tonight?

28) The laundry never stops coming . . . and you never quit. You’re amazing and, I really appreciate it.

29) You are a hard worker.

30) You’re so smart.

31) I value your insight.

32) You have a lot to offer.

33) I really admire your inner strength

34) I’m glad our kids have (will have) such an excellent role model.

35) You are (will be) an amazing mother.

36) You know you’re my best friend, don’t you?

37) I don’t know what I would do without you.

38) You make me a happy man.

39) I’m amazed at the women you’ve become.

40) You accomplish a lot.

41) You are so thoughtful.

42) Thank you for respecting me.

43) I’m grateful I can trust you with anything.

44) I have total confidence in you.

45) I’m proud to be your husband.

46) God knew what I needed. That’s why He brought us together.

47) I respect the woman you are.

48) My hat’s off to you!

49) You’ve got great ideas.

50) I married up!

51) I rely on your intuition.

52) You’re the finest woman on the planet!

53) I can face anything with you by my side.

54) I married a winner!

55) Our kids love (are going to love) you so much.

56) You are the best woman I know.

57) I don’t deserve you . . . but, I’m glad you’re mine!

58) I want to grow old with you.

59) Thank you for being so good to me.

60) You’re an awesome lover.

61) I don’t need anything else – just you.

62) I only have eyes for you.

63) I’ll always be faithful to you.

64) You never have to wonder where I am.

65) Thank you for standing by me.

66) I really appreciate your loyalty.

67) You are a great cook/chef.

68) You’re so creative.

69) I know you strive to please me . . . and believe me, you’re successful!

70) I love what you make.

71) You are one talented woman!

72) You never stop giving.

73) You look fabulous in that outfit!

74) You make me look good!

75) When you walked into the room, you took my breath away.

76) You are an excellent wife and I’m a blessed man.

77) You bring me joy.

78) I love the home that you’ve created.

79) You work hard to make things wonderful.

80) The Song of Solomon has nothing on you!

81) I’m a better man because of you.

82) You are a unique person.

83) I’m glad I married you!

84) You’ll always have my heart.

85) Your heart is safe with me.

86) God knew exactly what I needed in a woman.

87) You are God’s perfect choice for me.

88) I wouldn’t want any other life than the one I am living with you.

89) You are my dream girl.

90) You are a beautiful person, inside and out.

91) You’ve got what it takes to make things happen.

92) You impress me, you really do!

93) You are a woman of integrity.

94) I admire you.

95) I’m proud of how you handled situations like that.

96) You’re no pushover. I love your spine of steel.

97) You are a considerate person, of me, and of everyone else.

98) You’re one in a million . . . and you’re mine!

99) I’m a rich man because you are my wife.

100) I’d be happy with you anywhere!

101) You make it all worth while. I wouldn’t want it any other way.

102) I’ll love you forever.

Mid-Term Elections and the Middle-Class Squeeze

Hey gang!  With the mid-term elections happening tomorrow, I thought it would be valuable to take a moment and to examine what’s happening in politics and America today.  While there are things both sides of our government do that I don’t agree with, I have to admit that the Republicans tend to favor business more than Democrats do.

Part of the issue we face in our country is the entrepreneurial dream is being crushed by what Orrin Woodward calls “The Middle-Class Squeeze.”  Here is a copy of his original blog on the subject.  God Bless, and make sure you vote tomorrow!

God Bless, Tim Marks

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“Let us in education dream of an aristocracy of achievement arising out of a democracy of opportunity” – Thomas Jefferson

A simple definition of meritocracy would be the democracy of opportunity, providing everyone with an equal opportunity to advance based upon, paraphrasing Martin Luther King Jr., “the content of one’s character, not the color of one’s skin.”

However, as I noted in the first two articles (Middle Class Squeeze and the Idle Rich & Idle Poor), Jefferson’s dream is certainly not today’s reality. When a person is confronted with this sobering truth, he can respond in one of three ways. His character is revealed by the path chosen.

Three Responses to the Middle Class Squeeze
The first option is to deny the bitter reality. The person continues to keep his head down, refusing to question the increasing financial and opportunity squeeze suffered by the middle class. This choice reminds me of the Matrix movie, where people live in a coma-of-complacency. Sadly, unlike the movie, the brutal reality will eventually jolt people awake, typically through a business failure or job loss.

The second option is when a person recognizes the reality of the middle class squeeze and plays the victim card. These perpetual victims run around crying to anyone who will listen (fewer and fewer do) until they have swallowed enough poison to poison everyone around them. Every person who associates with these embittered victims hears a monotonous refrain about what could have been, or who is to blame, or what a heavy burden they have to carry. What a waste of potential! No matter what has happened, why surrender the future to the past? If a person is still breathing, then he has hope!

The third option is to turn injustice into education. Since bitterness isn’t a viable option for leaders, this, in truth, is the proper response. Every person suffers injustices at some point in life. However, leaders turn injustices into education for growth, while losers turn them into justification for failure. This group perceives the challenges, but instead of whining about them, they begin working on solutions to win. Winners, in other words, choose to be part of the solution, not part of the problem.

Why the “Idle Rich” Dislike Leaders
The “Idle Rich” fear effective middle class leadership. Why? Because leaders challenge the status quo, generating change that can threaten the “Idle Rich” and their special deals. The wealthy elites train the middle class to be followers, not educated and effective leaders. Indeed, the middle class are like sheared sheep, tirelessly working to support the lifestyles of both idle groups. If the middle class were to get a true education, not just training, they may ask too many questions and catch on to the real game.

In fact, if the “Idle Rich” had to choose, they would rather have a middle class person fall further down the food chain (this is happening more and more), ending up as part of the “Idle Poor,” versus become a leader and get free. Serfs won’t cause trouble for the elites, but leaders can and do. The Founding Fathers were a middle class group of leaders that broke open the special deal mercantilism of the British Empire. If America hadn’t had leaders like Washington, Adams, Jefferson, Henry, Hamilton, Madison, etc, there simply wouldn’t have been a revolution.

Where are the Middle Class Leaders Today?
Middle class leaders are Missing In Action (MIA) or more accurately, (MII) Missing in Inaction. The elites have worn down the middle class through excessive taxation and regulations, making the temptation to surrender to handouts look more appealing daily. One of the most shocking facts about the rigged game is the “Idle Rich” want and need the “Idle Poor.” For without them, the “Idle Rich” could not put the squeeze on the working middle class.

Before I go further, let me explain who the “Idle Poor” are and who they are not. They aren’t those without a job, but are still looking. They aren’t people who receive unemployment, while still searching for ways to support themselves. No, the “Idle Poor” are different. They have totally given up on the idea of self-responsibility, expecting others to provide for their lifestyles. Since there are no free lunches, the government must burden the working middle class even further to now support the “Idle Poor.”

If only people understood that this plays right into the hands of the “Idle Rich.” The “Idle Poor,” in other words, are stooges for the “Idle Rich.” Indeed, without the “Idle Poor,” who swallow their pride, decency, and self-respect for endless handouts, the Big Business/Big Government partnership could not maintain the squeeze play on the middle class. Why? Simply because the “Idle Rich” don’t have enough votes by themselves to continue charade parade. They must recruit people into the “Idle Poor” class, building the democratic majorities to maintain the middle class squeeze.

How Can LIFE Help?
The LIFE Community is a group of men and women who have freely chosen the third option. We are a group who of men and women who are sick and tired of being squeezed by Big Banks, Big Business, and Big Government. We refuse to bury our heads in the sand; we refuse to become embittered; and lastly, we refuse to sit back and do nothing! What if we created communities across North America, teaching personal development, leadership, and teamwork, that people refused to join the “Idle Poor?” This fact alone would create a revolution, ending the middle class squeeze!

We must raise up leaders across North America similar to the founding generation. LIFE has formed leadership communities throughout North America to do just that. Our goal is to educate hard working people on the crucial leadership principles necessary to lead their own lives, rather than be led by the “Idle Rich.” A tough assignment? Of course, but leaders don’t ask for easy, they ask for worth it. This is a worthy endeavor, one that brings out the best in leaders.

Because LIFE is a meritocracy, we expect to receive criticism from the victims within middle class society. What else could leaders expect from a group who demands perpetual handouts from others? Even so, we will never surrender the leadership principles involving character, task, and relationship in a meritocratic community. Only leaders and learners, who love a pay for performance community, will be excited about the LIFE opportunity. Therefore, not coincidentally, that’s exactly who we desire to partner with.

Leadership is a luxury in short supply in Western Society. We are not looking nor expecting everyone to be interested in LIFE. A person doesn’t have to be a leader to join the LIFE community; however, he must desire to improve himself through associating with other hungry leaders. I believe its time to Launch a Leadership Revolution. No matter how bleak it looks, there is always hope. Truthfully, there are no hopeless situations, only hopeless people in situations.

We can and do play a part in the future of our country. Remember, America was formed on the efforts of millions of small farmers, farmers who owned their own land and were rewarded based upon their own efforts. Aren’t our families worthy of having a dream for? Aren’t they worthy of going through some struggles for? Finally, aren’t our future generations worthy of persisting onward to victory for freedom’s sake?

I vote yes on all three questions above. The Founders of the LIFE have created a plan to restore Western Culture. Instead of just having a business with a purpose, we went one better. We are building our purpose on business. By combining the foundational principles of leadership, community and meritocracy, we believe we have the right mix to achieve this audacious assignment.

Other companies may play politics, make special deals, and pay based upon seniority, but in LIFE, a person’s pay raise becomes effective only when he does. LIFE doesn’t pay based upon your family name, your past background, or your past results. Instead, LIFE pays monthly based upon one’s monthly performance. Leaders love the LIFE business while posers hate it. Why? Because communities grow only when true leaders are present. In other words, this business exposes the posers.

The game of LIFE has started, are you on the playing field? Or, are you allowing past defeats to prevent your future victories? The choice is yours. All we promise is a level playing field and an aristocracy of leadership based upon achievements as Jefferson envisioned. We have combined all the ingredients necessary for success into the business of LIFE. All, that is, except one – your work ethic. This is what you must add to join the aristocracy of achievement.

Read and watch the LIFE Testimonials for yourself. You will discover that LIFE is a group of average men and women who have chosen to be un-average. LIFE is a community that has chosen to get better, not bitter, when faced with the middle class squeeze. Finally, we have launched the leadership revolution to fulfill our LIFE’s purpose.

What will you do? Remember, destiny favors the bold! Sincerely, Orrin Woodward

Announcing Orrin Woodward’s new book – The Leadership Train!

Hey gang!  I couldn’t be more excited and proud to share this announcement from my mentor and good friend Orrin Woodward about his latest book release, The Leadership Train!

God Bless,

Tim Marks

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I am so excited to finally announce the release of a book I conceptualized over two years ago! I wanted a book that educates people on the viability of Network Marketing while answering common objections and teaching a winning mindset through the leadership train analogy. The Leadership Train will be released at the three LIFE Leadership major functions across North America on Friday, October 24. I hope you enjoy reading it as much as I enjoyed writing it.

Sincerely,

Orrin Woodward

The-Leadership-Train-Cover

The Leadership Train by Orrin Woodward 

All aboard the LIFE Leadership Express! Orrin Woodward’s new book, The Leadership Train, uncovers the mysteries of network marketing and debunks any fallacies and misconceptions about its value and validity. This captivating, easy-reading narrative details one man’s complete turnaround after struggling for years with finding fulfillment in his career and putting his family relationships at jeopardy because of it. Sparked by an unexpected reunion with a long-lost friend and coworker who has gained much more peace, happiness, and success since he left his fast-climbing corporate position and built a large network marketing business, Bobby Davis embarks on a journey that helps him find his true purpose and much more satisfaction in his work and personal life.

This is a dream builder’s dream come true! Not only do you as a business owner need this book, but you need to get this book into the hands of any others you meet who might be looking for something more in life. Learn how to build a successful network marketing business from one of the greatest networkers in history, and help others to do the same. Discover how to handle pyramid and other objections and wipe out any doubts, untruths, and false beliefs that prospective members and customers, and possibly even you yourself, might have. Grab your boarding pass and bring along as many people as you can because the leadership train is going places fast, and you don’t want anyone to miss out!

 


Endorsements for The Leadership Train

“Having worked in network marketing for nearly two decades, I have had the privilege and blessing of working with the industry’s top field leaders, executives, and business owners, and I have ‘seen it all,’ as they say. I really believe that only Orrin Woodward could have written The Leadership Train. There is no more competent researcher or practitioner in the industry. This beautifully crafted and informative allegory will take you on a journey that will challenge every belief or misconception you may have had about network marketing as well as about yourself. Orrin lays it all out—the good, the bad, and the ugly—and shows us how he and the other founders of LIFE Leadership have eliminated the issues that have plagued the network marketing industry for years, essentially creating a whole new industry in which anyone who is hungry, honorable, and teachable can have success. Homerun!”

—Tim Marks, Bestselling Author of Voyage of a Viking and Confidence of a Champion

“The world is made a better place each and every ordinary day by the millions of unsung heroes who serve others, sell and deliver great value to customers, and build enterprises that provide jobs, grow people, and secure families. The Leadership Train captures the heart and soul of this high and holy calling and will ignite a fire of unquenchable passion within the reader’s heart!”

—John Stahl-Wert, International Bestselling Author of The Serving Leader and Ten Thousand Horses

“No one builds a networking business like Orrin Woodward. In this marvelously entertaining and easy to read book, he shares the thinking behind his extraordinary success. This should be required reading for everyone in the profession!”

—Chris Brady, New York Times Bestselling Author of Launching a Leadership Revolution

“Hilde, Orrin, and I were waiting at a red light on Friedrichstraße in Berlin, and I asked Orrin, ‘Can you tell us that thing with trains and cookies and cream again?’ We all laughed because we had been messing around with it all day, and that is when we said, ‘You need to write that book! It is a profound message that will help millions of direct sellers across the world get the business success they hunger for.’ We are so happy the book is ready! We believe it will help our team to the next level. It will be one more ‘mandatory Orrin book.’ Thank you so much, Orrin, for the impact you have on our life and success.”

—Hilde and Ørjan Sæle, Authors and World-Class Networkers

“I had barely started this informative and entertaining book when the next thing I knew, I was finished. Captivating as it is, it’s actually a manual on how to build a successful network marketing business. Orrin Woodward is truly a master at his craft, and he provides answers to many questions here. Is there anyone else out there who wants to live a life of fulfillment? Then jump on the leadership train!”

—George Guzzardo, LIFE Coach and Speaker

“Reading The Leadership Train is like being a fly on the wall watching Orrin Woodward do what he does best: develop leaders who make a difference. If even just 10 percent of the people in our profession own this book, we will impact the world in profound ways.”

—Dan Hawkins, LIFE Coach and Speaker

“I couldn’t stop reading. Orrin Woodward has already proven to be one of the foremost thought leaders of the twenty-first century. Now he reminds us of the age-old adage ‘Facts tell, but stories sell.’ The Leadership Train is a fun fiction tale that demonstrates exactly what one needs to do to create financial freedom in direct sales, written by one of the greatest networkers in history.”

—Ken Dunn, CEO of Next Century Publishing

“Over the years, I have seen the potential of many people go unfulfilled because they couldn’t frame their own doubts and fears and then overcome them. Orrin Woodward has brilliantly laid out the emotions that so many people deal with as they try to get traction and succeed and then systematically shown readers how to grow as a leader and win. Orrin has always stood above all others in understanding not just the science but also the art of building a community, and in this book, he has combined that wisdom into a clear, heartfelt tale of one man’s journey as he builds the LIFE Leadership opportunity.”

—Claude Hamilton, Bestselling Author of Toughen Up!

I can’t encourage you enough to take the time and read this short story that has actually taken over 14 years to develop. Not only will you learn the principles, techniques, and concepts to help you make a decision about life and leadership, but it will also teach you how to build a successful Compensated Community. You will not only learn about business success but I predict you will also gather golden nuggets that you can immediately apply to make your life better.

—Bill Lewis – LIFE Coach and Speaker

LIFE Leadership launches new book, Dealing with Difficult People

(PRWEB) October 02, 2014

LIFE Leadership Launches Latest Personal Development Guide, ‘Dealing with Difficult People’

 LIFE Leadership is an organization dedicated to helping people live the lives they’ve always wanted with the assistance of today’s greatest business and leadership experts. Orrin Woodward, Chris Brady, and the other founders of LIFE Leadership offer strategies designed to promote personal development and improved relationships with their latest guide, ‘Dealing with Difficult People.’

LIFE Leadership, located on the web at http://www.lifeleadership.com/, offers a variety of materials to help people from all walks of life handle the day-to-day challenges in both their personal and professional lives. Founders Orrin Woodward, Chris Brady, Tim Marks, Claude Hamilton, Bill Lewis, George Guzzardo, Dan Hawkins, and Rob Hallstrand help people find ways to deal with the obstacles that arise during the normal course of the day and to overcome the common problems to which everyone can relate. Now, they are releasing their latest self-improvement guide, ‘Dealing with Difficult People,’ as part of their LIFE Leadership Essentials Series.

Starting with the premise that relationships are an important part of every area of life but that encountering difficult people now and then is inevitable, the authors of ‘Dealing with Difficult People’ suggest preparing ahead of time for difficulty with negative people who seem determined to throw up roadblocks to peace and success so that such moments can actually become constructive instead of damaging. They say, “You are going to encounter difficult people. Plan on it. Prepare for it. Become good at it.”

With this expectation that foresight and advanced preparation will enable readers to more quickly and easily resolve any issues, the book offers insight into the seven main types of difficult people and practical tips for dealing with each. And it provides a Five-Step Peace Process for turning confrontations into positive, professional interactions that seek win–win solutions beneficial to all parties involved.

Full of conflict resolution tips and strategies, ‘Dealing with Difficult People’ aims to give people the tools they need to deal with all types of difficult people in both their work and personal lives so they can experience more fulfilling and rewarding relationships and make more progress toward their goals with less frustration and hassle. It’s available through LIFE Leadership at http://bit.ly/1rJIhM8.

About LIFE Leadership: LIFE Leadership focuses on teaching time-tested principles, cutting-edge methodologies, and the right ways of thinking that enable people to improve their personal and professional relationships and achieve success in every area of life. The company offers advice that is honest, useful, and practical for what it calls the “8 Fs” of life: Family, Friends, Finances, Faith, Fitness, Fun, Following, and Freedom. Business executives, entrepreneurs, teachers, parents, community leaders, pastors, housewives, child care workers, and others can all find help for increasing their leadership effectiveness and living the life they’ve always wanted in the books, audios, videos, online personal development radio station, podcast recordings, live events, and more from LIFE Leadership.

Leadership thoughts and perspective